Day by day, as the time passes understanding of the importance of insurance, especially life insurance is increasing. Knowledge of the community will benefit from the life insurance, making them think that with the insurance program, they will be able to protect themselves and their families for their own future. Well, before you buy life insurance, you need to know before going to the product itself, is not it?
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| Various Life Insurance Products You Need To Know |
Life insurance products can be grouped into the health insurance, pension insurance, and educational insurance. For more details, below you will find details of the kinds of life insurance products:
1. PURE LIFE INSURANCE PRODUCTS
Pure life insurance products are divided into two types, namely the term insurance is known as term life insurance and life insurance holes. Both types of insurance product offer you the lowest premiums. Lowest why? Because life insurance products are only to give the death benefit and cash value (wholes life insurance). A number of dependents obtained depending on the amount of premium you pay and term premiums.
2. HEALTH INSURANCE PRODUCTS
With the purchase of health insurance products, you will earn the expense outpatient or inpatient. A number of dependents you are getting, this, of course, depends on the amount of the premium you pay. So before buying a health insurance product, please read more carefully and detail what you will receive if you experience health problems. It also depends on each insurance company must have a product that is different also.
3. INSURANCE PRODUCTS EDUCATION
Education insurance product provides protection to the providers as well as providing funds or financial guarantees at a specific time so that you can meet the educational needs of your child. The amount of money you earn depends on the amount of premium you pay and the age of the insured.
This product provides a definite assurance to children's education without being influenced by the results of the investment and the interest rate fluctuates.
4. PENSION INSURANCE PRODUCTS
Pension insurance products provide collateral in the form of funding you will receive at the specified time. Fund get will, of course, depend on the size of the premium and the time of such insurance.
5. INSURANCE PRODUCTS UNIT LINK
The unit-linked insurance product is a combination of term life insurance, health insurance, and investments. You have to really understand before buying this product because it needs to be studied carefully and in more detail to provide benefits to you.
